On October 29th, reporters learned that Fu Lu, General Manager for Greater China Cross-border Business at Ant International, spoke at the 2026 Seminar on APEC Smart Tourism held in Hangzhou. She said that in addition to supporting the linking of overseas bank cards to Alipay across seven major international card networks, Alipay now accepts more than 90 overseas e-wallets and mobile banking services from over 18 countries and regions through Alipay+, the global cross-border payment network under Ant International. Overseas visitors to China do not need to download new apps. They can scan Alipay QR codes at domestic merchants and pay with their regular local digital payment tools.

Data from the National Immigration Administration shows that China recorded 11.601 million inbound visits by foreign nationals in the first three quarters of this year, including 8.992 million visa-free visits, up 24.1% year on year. Ant Group has been supporting more convenient inbound payments through two solutions: linking overseas bank cards to Alipay and enabling overseas e-wallets to be used in China through Alipay+. During the 2026 National Day holiday, spending in China by inbound visitors using these services rose nearly 50% year on year. The number of tax refunds processed through Alipay+ partner wallets alone increased 88%, with the average value of goods per refund transaction reaching around 7,000 yuan.

Beyond payments, AI tools are expected to help address information gaps before travelers set off. During the APEC Ministers Responsible for Trade Meeting in Suzhou this May, Alipay+ Voyager, an intelligent travel assistant, launched its "Travel to Suzhou" destination page. Visitors from APEC economies including Thailand and Malaysia can access it through their local e-wallets to browse travel guides, plan itineraries and book tickets and hotels. In July, Malaysia's Touch 'n Go eWallet launched its "Travel to Hangzhou" destination page. Ant International said that over the past three years, Alipay+ has expanded its coverage to more than 10 million merchants across APEC economies, while transaction value and the number of users of its partner e-wallets have grown by 150% and 115%, respectively.

18个国家和地区电子钱包接入支付宝，APEC中国年入境消费迎新一轮政策红利

记者10月29日获悉，蚂蚁国际大中华区跨境业务总经理傅露在杭州举行的2026APEC智慧旅游研讨会上介绍，除支付宝"外卡内绑"支持7种国际主流银行卡外，依托Alipay+（蚂蚁国际旗下全球跨境支付网络）的"外包内用"服务，支付宝目前受理的境外电子钱包和手机银行已超过18个国家和地区的90多款。境外游客来华无需下载新的App，用本国常用的数字支付工具，即可在境内商户扫支付宝码消费。

国家移民管理局数据显示，今年前三季度外国人入境达1160.1万人次，其中免签入境899.2万人次，同比上升24.1%。蚂蚁集团此前通过支付宝“外卡内绑”与Alipay+“外包内用”两套方案，承接入境支付便利化服务。据披露，2026年国庆黄金周期间，入境游客使用上述两类服务的来华消费额同比增长近50%；仅通过Alipay+合作钱包办理的退税笔数，同比增长88%，平均单笔退税商品售价约7000元。

支付之外，AI工具被寄望于解决“行前”的信息差。今年5月苏州APEC贸易部长会议期间，Alipay+ Voyager智能旅行助手率先上线“苏州馆”，来自泰国、马来西亚等APEC经济体的游客，可在本国电子钱包内查询攻略、规划行程并预订票务酒店；7月，马来西亚电子钱包Touch 'n Go上线“杭州馆”。蚂蚁国际方面称，过去三年，Alipay+已覆盖APEC各经济体超1000万家商户，其电子钱包用户的交易额与用户数量分别增长150%、115%。

文 | 记者 沈钊
图 | 受访者提供
翻译丨郑书悦
审校丨曾敏